Finances are an important part of any relationship. Learn how to engage in honest, open conversations to set financial priorities together. From discovering your money personality to understanding your financial big picture, our tips and tools will help you navigate choices and create an action plan that helps you work together to achieve your goals.

No matter where you are in the separation process, this session will provide valuable information that you can use immediately to position yourself for the future. Learn more about untangling your money, evaluating your property and possessions, and shifting your mindset to help you create your best life.

Talking about money with a loved one can be difficult. But it doesn't have to be! Amy Crowe, a Summit Financial Education Specialist, joins Myra McNair, Founder and Owner of Anesis Therapy, to discuss how to turn tough money topics into goal-focused conversations. This is a continuation (part 2) of the BRAVA Coffee Hour.

Many people face the dilemma of choosing between paying off debt or building savings, often feeling like they can’t do both. In this session, we’ll explore how to tackle both goals simultaneously. Learn practical strategies to reduce debt while building your savings, so you can make progress on both fronts without feeling overwhelmed. 

We’ve all heard of credit reports. But do you know how they tie to your purchasing power and eligibility to borrow? In this session, we’ll break down credit reports from top to bottom, teach you how to read a report, understand ratios that generate your score and know what gets reported.

This workshop will help you better understand your debt, how it is currently structured and provide you with insights on important factors that aren’t always considered. Walk away feeling more confident about the actions you can take to meet your debt reduction goals and save on interest costs!

We know that mishaps on credit reports happen. This session was designed to help you take back control of your credit, provide tips and tools to repairing your credit the right way, along with teaching you how to establish good practices so you’ll never have to worry about repairing your credit again!

Credit is involved in many of our borrowing decisions. It can feel overwhelming trying to figure out the right steps needed to boost your credit score. This session will provide you with helpful tips and real-life examples that have helped members get the boost they need in their score to reach their financial goals.

The US Consumer Debt in America has officially hit 1 trillion dollars of July 2023. Americans of all age levels are carrying credit card balances that have stemmed from financial hardships to overspending. This session was created to share how to identify spending causes, provide you with strategies to tackle your credit card debt and create a financial game plan that will help you reach your goals.

The need for cosigners when borrowing is still required at times, even in 2022. It can be stressful trying to understand the pros and cons of cosigning a loan. This session will lay out the groundwork for you with covering what it means to cosign, how it impacts your credit score and debt ratio, along with knowing when the right time is to let the primary borrower take the reins.

There’s so much to keep track of when it comes to starting your own business, to organizing documents and your finances. One of the very first steps to keeping track of business expenses and paying yourself first, is to establish your business account. You’ll learn how to take the first step in choosing a business account that works for you, along with the documentation that is needed to open an account, and the tools you can use to manage your monthly cash flow. You’ll leave the session with key steps and a plan to successfully manage your business!

Building a solid foundation of financial wellness begins with understanding how the dimensions of wellness work together to provide balance and fulfilment in your life. This session share the differences between wellness and financial wellness, how stress from finances can impact your overall health, and provide you with practical steps you can take to become financially well.

Every year, people of all age levels set new year’s resolutions with the goal to improve their lives. The most common resolutions are focused on health. Many don’t consider financial wellness as a piece of their overall wellbeing. This session was created to inspire you to look deeper into creating New Year’s Resolutions that align with your financial goals and provide you with the clarity you need to live a financially well life.

Money is a path to financial empowerment and freedom. When you maximize your employee benefits, it ensures a stable financial future. This session was created to share tips how you can build wealth & manage your money by using your employee benefits. Discover how to take advantage of all your company has to offer and learn how to manage your employee benefits to grow your financial bottom line.

Financial anxiety can affect every part of your life from your performance at work to your personal relationships. During this session you’ll learn practical steps to address it, such as how to develop a savings and spending plan that includes debt reduction, ways to improve communication with your family about common goals and tips on how to increase your cash flow to reduce stress.

This empowering session offers seven winning steps to secure your financial freedom. Our advice will get you thinking about your money and your choices and motivate you to realize your dreams, live your best life and build a thriving future of unlimited possibility.

Losing money to fraud or scams can be devastating. Learn how to identify current fraud and scam schemes, how to protect your identity and personal information, take precautions, and keep your money safe.

What you think about your money matters.  This Money Visions & Goals session will help you better understand how you can use money to reach your financial goals.  You will work through taking abstract visions and creating concrete goals with step-by-step plans to help you own your money. 

Join us to discover the other side of goal setting – reflection and adjusting.  The middle of the year is the perfect time to take stock of how you are managing your finances.  From your financial goals to building wealth and paying down debt, we’ll discuss strategies that you can pivot, catch-up and get you to where you want to go! 

Reflecting on this year’s financial success and challenges can bring clarity and focus for the New Year. Join us as we discuss ways to re-evaluate, reprioritize and celebrate this past year’s financial accomplishments. In addition, we will give you the advice you need to move forward with a financial plan for the New Year!

When it comes to finances, Summit knows the more you learn about money, the smarter decisions you make. In this session, we will share financial wellness behaviors you can implement to build savings and manage your credit score as well as how to leverage financial tools to track and streamline your finances. You'll leave the session with actionable steps that will make you feel confident about the future.

During your lifetime you will encounter life events that may cause financial stress. Through planning, research, and budgeting, you can confidently face whatever comes your way. This session will provide you with tips and tools to plan and prepare so you can afford the life events that are important to you. We’ll brainstorm a list of events, potential expenses, and discuss how you might need to borrow and/or save to reach your financial dreams.

Retirement might seem really far away, making it hard to prioritize and plan for your golden years. This session will help you better understand financial considerations in retirement. We will provide information on share costs, what your monthly income might look like, options on where you might live, how your health care plays a role and how to afford those items on your bucket list. You’ll receive a helpful worksheet that can get you started saving more and imagining your best life in retirement.

This session helps you prepare for the unexpected so your loved ones can work through your financial affairs with less overwhelm. We will explain and share what you need to know along with providing steps to take so your assets are divided based on your wishes. Learn key terms, how to document appropriately, and prepare the best you can to bring you the utmost peace of mind.

Balance the relationship between your finances, your loved ones, and yourself. Learning to properly set financial boundaries can not only help shield your finances, but it can also protect your relationships and your mental health. This session will cover why setting boundaries is important, how to identify where your boundaries are, and how to set and communicate them in your life.

Money doesn’t buy happiness but it sure can buy convenience. Every day we are faced with opportunities to spend money in ways that make our lives easier. In this session, we’ll discuss the sneaky ways convenience might be costing you money and what to consider when you are making a decision about convenience over saving

When you’re thinking of buying a home, present or future, it can be difficult to know what steps to take and how to know if home buying is right for your budget. A guide to home readiness gives you the information you need to set yourself up for home loan success. You’ll learn what information you need to share, better understand what you need to take into consideration and how to prepare your finances for home loan readiness.

From home improvements to paying off higher interest debt, there are many ways to use a Home Equity Loan or Home Equity Line of Credit.  Learn how you can use the equity in your home to make things happen. Get familiar with important financial terms, how home equity loans work, common uses, the application process, and other helpful resources. You’ll leave with the confidence to choose the right option to meet your needs.  

You’ve gotten your student into college, and they are off on their next adventure! What does that mean for you and your budget? In this session, you’ll learn how to communicate with your student, help them set and stick to a budget, and adjust your budget for this new stage of life.

Join us for an insightful session on financially navigating uncertain times. Discover strategies for determining your path forward and gain valuable insights in preparing your finances and planning for your future to thrive in times of uncertainty.

Starting with the basics, you’ll learn how to build a budget based on your income, set spending limits that you can live with and create a list of financial priorities that will help focus your spending and saving. This session will help craft a budget and establish a financial plan.

Feel like you’re living paycheck to paycheck? Find that you’re using a credit card to pay for things more often than you’d like? This session can help you get back on track. Learn how to make choices that fit the lifestyle you want to live and establish new habits that will set you up for money management success.

The art of budgeting can have ups and downs because our spending is not always the same each month.  Learn how to be flexible, adjust to overspending and hold yourself accountable to stay on track.  Plus, get tips on how to update your budget to rebuild your emergency savings after the unexpected happens.     

Budgeting can feel like a tedious and insurmountable task. Tracking every purchase, categorizing, and reevaluating can be overwhelming, often leading to increased stress. Values based budgeting helps you focus on what you can and can’t control of your budget while allowing flexibility within the guidelines you have set for yourself. This way of budgeting can help you feel free to know your money is going where it is important to you and empower you to make the small choices guilt free.

We all know that when emergencies arise, crisis mode activates. The goal of this session is to help you build an emergency savings on your budget, learn how to set strategies to save and maintain it, and how to shatter the guilt when it comes to tapping into it. You’ll be provided practical steps to make you feel safe when unexpected expenses arise.

 The new era of budgeting is here with many people using savings accounts to keep track of their earnings, spending, and savings by using multiple savings accounts. This session will share insights on how you can create an electronic budget, and system that works for you to manage your money and work on your financial goals at the same time.

Are you ready to empower your child to learn about money? This session will help share strategies for children of all age levels. Find out what children should know about money and uncover the motivations behind their spending and saving habits. You’ll learn effective tactics to help children set goals, budget, save, and even invest wisely. Start shaping a bright financial future for your child today!

Every day we consume energy in our homes, which has an impact on our pocketbooks.  This session, hosted with special guest Kathy Kunz, Director of Dane County Office of Energy & Climate Change, will introduce you to simple upgrades, potential tax credits, and loans for affordable energy saving home improvements. Walk away with strategies and tools to create additional savings in your monthly budget. 

When the holiday season is in full swing, it’s more critical than ever to keep on track with your spending. Learn tips and tricks that will save you time and help you avoid overspending — from planning purchases to saying “no” to that enticing sale. You’ll be on your way to having more money in your pocket and fewer holiday bills to pay off.

As seasons change, so does our spending. It’s more critical than ever to plan for the celebrations and the peaks and valley of spending. Learn tips and tricks that will save you time and avoid buyer’s remorse. From planning purchases to saying “no” to that enticing sale, you’ll be on your way to having more money in your pocket and fewer bills to pay off.