We’ve all heard of credit reports. But do you know how they tie to your purchasing power and eligibility to borrow? In this session, we’ll break down credit reports from top to bottom, teaching you about the three credit reporting agencies and what you need to know fore credit reporting, learn how ratios are used to generate your score and credit eligibility, and create a plan to manage it.

Starting with the basics, you’ll learn how to build a budget based on your income, set spending limits that you can live with and create a list of financial priorities that will help focus your spending and saving. Once you implement this helpful advice you will feel less financial stress and more confidence; then you will own your money instead of having your money own you. 

To build a solid foundation of financial wellness, it begins with understanding how the dimensions of wellness work together to provide balance and fulfilment in your life. Our goal is to bring financial wellness to the forefront by sharing the differences between wellness and financial wellness, how stress from finances can impact your overall health, and provide you with practical steps to improve your financial wellness.   

We all know that when emergencies arise, crisis mode activates. The goal of this session is to help you build an emergency savings plan within your budget. We'll work on strategies to discover how much you can afford to start it, ways to maintain it, and how to shatter the guilt when it comes to tapping into it. You’ll be provided practical steps to make you feel safe when unexpected expenses arise.